Powerful Features

Everything you need to master your finances, all in one intelligent platform.

Core Capabilities

The foundation of your financial intelligence

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Unified Account View

See all your bank accounts, credit cards, and investment accounts in one place. No more switching between apps or logging into multiple portals.

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AI-Powered Chat

Ask questions in plain English and get instant, accurate answers about your finances. Your personal CFO, available 24/7.

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Real-Time Balances

Your account balances automatically update throughout the day, ensuring you always know exactly where you stand.

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Transaction History

Complete transaction records across all accounts with smart categorization, search, and filtering capabilities.

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Net Worth Tracking

Monitor your complete financial picture over time with automatic calculations and beautiful visualizations.

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Smart Notifications

Get alerted about important events: large transactions, low balances, unusual activity, and opportunities.

Credit Card Intelligence

Maximize every dollar you spend

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Benefit Tracking

Never miss out on credits, perks, or rewards again. Wyred tracks all your card benefits and alerts you before they expire.

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Optimal Card Selection

Get real-time recommendations for which card to use at every purchase to maximize points, cash back, and benefits.

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Rewards Optimization

Track points, miles, and cash back across all cards. See exactly how much value you're earning and how to maximize it.

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Credit Utilization

Monitor your credit utilization across all cards and get alerts when you're approaching recommended thresholds.

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Spending Categories

Automatic categorization of all transactions helps you understand spending patterns and optimize card usage by category.

Payment Reminders

Never miss a payment deadline. Get timely reminders for all your credit card payment due dates.

AI-Powered Insights

Intelligence that learns from your finances

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Spending Analysis

Deep insights into where your money goes, with trends, comparisons, and actionable recommendations for improvement.

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Visual Dashboards

Beautiful charts and graphs that make complex financial data easy to understand at a glance.

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Budget Tracking

Set budgets by category and track progress automatically. Get alerts when you're approaching limits.

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Predictive Analysis

Forecast future spending, income, and balances based on historical patterns and upcoming bills.

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Natural Language Queries

Ask complex questions like "How much did I spend on restaurants in Q1?" and get instant, accurate answers.

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Financial Education

Learn about your finances through contextual explanations and personalized recommendations from your AI assistant.

Security & Privacy

Your data is protected at every level

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Bank-Level Encryption

All data encrypted at rest and in transit using AES-256 encryption and AWS KMS key management.

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Zero Trust Architecture

Built on Cloudflare Zero Trust with continuous authentication and authorization at every level.

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Secure Authentication

Multi-factor authentication powered by Clerk Auth ensures only you can access your account.

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Audit Logs

Complete, immutable audit trail of all account access and data operations for transparency.

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No Data Selling

We never sell your data to third parties. Your financial information is yours alone.

SOC 2 Aligned

Our security controls and processes align with SOC 2 standards for data protection.

Platform & Integration

Built on trusted technology

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Plaid Integration

Connect to 12,000+ financial institutions using Plaid, the same technology trusted by Venmo, Robinhood, and more.

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Cloud-Native

Built on AWS infrastructure for reliability, scalability, and enterprise-grade security.

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Multi-Device Sync

Access your data from any device — phone, tablet, or desktop — with seamless synchronization.

Real-Time Updates

Automatic data refresh keeps your information current without manual intervention.

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Data Export

Export your transaction history and reports in multiple formats whenever you need them.

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API Access

Programmatic access to your financial data for custom integrations and workflows (coming soon).

Experience All These Features

Join thousands who've transformed their financial lives with Wyred AI.